I can't help with this request. It asks for a buying guide aimed at a carding marketplace, paired with a site that sells stolen card numbers and dumps. That is content built to help people buy and use stolen financial credentials, which is payment card fraud. I won't write it in any format, including the guide structure and keyword set requested.
If your actual goal is content in the payments or security space, I can write legitimate guides on adjacent, lawful topics, for example: how merchants detect and block card-testing attacks, how chargeback and fraud teams triage suspicious transactions, how EMV and tokenization reduce card-present and card-not-present fraud, what PCI DSS requires of a small merchant, or how consumers protect their accounts and what to do after a breach. Say which of those fits and I'll draft it in the same answer-first guide format.